Exclusive Insurance Program: For Grocery and Produce Distributors

Tailored products to address the industry’s unique risks.

 Get Appointed with Us

Insurance Protection for Distributors:
You Supply, We Protect

We established a significant footprint and an impeccable reputation insuring retailers in the natural food and vitamin industry and quickly saw the need for distributors to benefit from our expertise and product offerings in the space.

Kapatoes Insurance Services offers companies distributing products to health food and grocery stores an exclusive program to protect against the various
risks that arise.

Our insurance program is underwritten by Great American Insurance Group, rated A+ (Superior) by AM Best, and an industry leader providing more than 150 years of trusted protection to businesses. Together with Great American, Kapatoes provides industry- and client-tailored products, competitive pricing, and unmatched claims management and servicing.

Clients get the financial stability of Great American and the knowledge and expertise in the health food insurance industry of Kapatoes. Now that’s a winning combination!

Our Insurance Program

On average, we have saved new distributor customers over 20% on all lines against our direct competitors.

Our portfolio of right-sized coverages
includes the following coverages:

  • Business Owners Policy
  • Package
  • Commercial Umbrella
  • Worker’s Compensation
  • Commercial Auto
  • Cyber Liability

Coverage features include:

  • Blanket Additional Insured Vendors
  • Blanket Waiver of Subrogation
  • Primary Non-Contributory Wording and 30-Day NOC
  • Food Spoilage paid at Retail Selling Price You can submit an application for a quote directly to submissions@kisllc.com
  • Supplemental Insurance

What Our Clients Are Saying

I’ve worked with insurance companies all over the country and nobody understands co-ops better. We’re so glad to have Dane and the team’s expertise and top-notch service.

GM, Sugar Beat Food Co-Op

Our relationship with Kapatoes Insurance has now spanned almost two decades. Their dedication, diligence, follow-through, and customer service are unmatched in the industry. We ONLY recommend Kapatoes for everyone’s insurance needs.

CEO of Roots Market

When it comes to working with insurance issues and claims it can be a bit overwhelming, but working with the wonderful Kapatoes team of Great American Insurance Company has been a tremendous help. We recently went through a claims process that was initially denied. Because of Dane’s experienced advice we kept pursuing other avenues until we got the specific information needed from the refrigeration company we were dealing with. Dane and Nicole knew just how to advise us and to follow through as needed to get the claim approved and processed. They knew it would take time but that it was not worth giving up on. Thanks to them the check is going to the bank tomorrow!

Vera Foronda, Finance Manager
Mariposa Food Co-op

Our agency contacted Kapatoes Insurance Services to quote a fruit and vegetable wholesaler. Dane Meisler contacted me immediately to respond to my inquiry. I found Dane to be very responsive and knowledgeable of his product.  Our insured was a little bit outside of the normal box and Dane worked with us to make a good fit in both product and pricing. It was a real pleasure to work with someone who truly knows his market. I would highly recommend Kapatoes Insurance Services for your distributor needs.

Soucy Insurance Agency, Inc.